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Saham Bank Posts 6.9% Net Banking Growth in 2025, Surpassing 6.2 bn DH

Saham Bank announced a robust 2025 performance, with its consolidated Net Banking Product (PNB) climbing 6.9% to exceed 6.2 billion dirhams. The growth was driven by a favourable PNB mix, higher interest‑margin earnings, rising fee income and strong contributions from its specialized subsidiaries. Credit portfolios expanded by 8.7% to 102 billion dirhams, while deposits grew 7.4% to 86 billion dirhams, underscoring the bank’s active role in financing Morocco’s economy. The bank also highlighted the strategic importance of its subsidiaries in delivering integrated financial solutions, and listed recent related articles and market news to keep investors informed.

February 24th, 2026
2 min read
By boursenews.ma

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Key Performance Highlights – 2025

Net Banking Product (PNB) Growth: Saham Bank reported a consolidated PNB increase of 6.9%, pushing the total past 6.2 billion dirhams. The uplift stemmed from a balanced product mix, an improved interest‑margin profile, higher fee income and strong contributions from specialized subsidiaries.

Credit Portfolio Expansion

  • Consolidated loan book reached 102 billion dirhams, up 8.7% year‑over‑year.
  • Social‑sector loans amounted to 86 billion dirhams, a rise of 8.6%, highlighting the bank’s active financing role in the Moroccan economy.

Deposit Growth

  • Consolidated deposits grew to 86 billion dirhams, a 7.4% increase.
  • Social‑segment deposits stood at 85 billion dirhams, up 7.8%, reinforcing liquidity and transformation capacity.

Subsidiary Contributions

The bank’s subsidiaries continued to play a structural role in its growth trajectory, delivering significant incremental results that complement the core banking model and allow an integrated coverage of clients’ financing and investment needs.

  • Feb 13, 2026 – “Real‑Estate Market Outlook: New Recommendations from Saham Bank”.
  • Jan 13, 2026 – “Sogé Becomes nabD: Saham Bank’s 100% Online Offering”.
  • Dec 3, 2025 – “Saham Bank Receives First Moody’s Rating: Ba1, Stable Outlook”.
  • Nov 26, 2025 – “Akdital: Saham Bank Raises Target Price to 1,440 DH and Maintains Buy”.

Latest Market News (Feb 2026)

  • Public finances: a budget deficit of 9.6 billion dirhams in Jan 2026.
  • China’s central bank holds rates steady.
  • Europe opens lower amid trade‑uncertainty pressures.
  • Gold spikes to $5,160 on geopolitical tension.
  • U.S. PCE inflation accelerates to 2.9% in Dec.
  • BERD mobilises €2.1 million for Nador West Med complex.

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