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Eqdom Posts 9.3% Rise in Net Banking Income for 2025, Boosted by Auto‑Finance Growth
Eqdom’s momentum that began earlier this year continued strong into the fourth quarter of 2025. Net banking income (PNB) climbed 9.3% year‑over‑year to MAD 590 million, while net production surged 22% to MAD 3,436 million. The gross client portfolio grew 11% to MAD 11,376 million, reflecting a robust expansion in auto‑finance lending. Total indebtedness rose 12% to MAD 6,041 million, in line with the bank’s growth strategy. The institution is now focusing on accelerating digital transformation, forging new strategic partnerships, and tightening risk‑management practices to sustain its market position.
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Key Performance Highlights – Q4 2025
Net Banking Income (PNB): MAD 590 million, up +9.3% YoY.
Net Production: MAD 3,436 million, a rise of +22% (+MAD 628 million) versus Q4 2024.
Gross Client Portfolio: MAD 11,376 million, up +11% from year‑end 2024, driven by strong auto‑finance activity.
Total Indebtedness: MAD 6,041 million, +12% YoY, reflecting the bank’s expanding loan book.
Strategic Priorities Moving Forward
- Accelerate digital transformation and continuously improve the client experience.
- Forge new strategic partnerships to broaden product offerings.
- Implement proactive risk‑management and profitability monitoring.
- Maintain strict entry‑risk controls to protect the balance sheet.
Eqdom remains fully committed to delivering sustainable growth, high‑quality service, and prudent risk management, aiming to solidify its long‑term market leadership.