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CIMR Boosts Technical Reserves by 10% in 2025, Affirms Long‑Term Viability
At its Ordinary and Extraordinary General Assembly on May 25, 2026, CIMR members approved the 2025 financial results and the actuarial report, both confirming the pension scheme’s sustainability. Technical reserves rose to 102.5 billion MAD – a 10 % increase over 2024 – while operating surplus grew 11 % to 9.5 billion MAD, and membership expanded by 6 % to over 822 000 participants.
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During the Ordinary and Extraordinary General Assembly held on Monday, May 25, 2026, and chaired by Mr. Hassan Boulaknadal, CIMR members approved the 2025 financial statements and the actuarial balance, both underscoring the long‑term sustainability of the pension scheme.
Technical reserves climb 10 %
The 2025 balance sheet shows technical provisions – comprising the contingency reserve and the actuarial reserve for capitalisation and accrued but unpaid benefits – totalling 102.5 billion Moroccan dirhams (MAD). This reflects a 10 % increase from the 92.98 billion MAD reported for 2024.
Operating surplus expands to 9.5 billion MAD
Excluding the capitalisation actuarial reserve, the period’s operating surplus reached 9.5 billion MAD, up from 8.56 billion MAD in the previous year – an 11 % improvement.
Membership growth of 6 %
In 2025, CIMR welcomed 13,655 new members – 13,106 individuals and 549 companies – adding to a total of 822,806 affiliates. Active contributors rose by 6 % to 474,524, while beneficiaries numbered 348,282. The number of beneficiaries who received a CIMR payout grew to 212,053.
The robust increase in reserves and membership signals a healthy financial footing, reinforcing confidence in the regime’s capacity to meet future obligations.