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Moroccan Real‑Estate Crowdfunding Surges to DH31.5 bn by End‑June, Up 16.7% YoY
Crowdfunding for housing – especially through Mourabaha structures – continued its upward trajectory, reaching DH31.5 bn at the end of June 2026, a 16.7 % increase over the same period last year, according to Bank Al‑Maghrib. The central bank also reported that banks have relaxed lending criteria for both mortgage and consumer loans, while new‑issue rates stand at 4.53 % for mortgages and 6.81 % for consumer credit in Q2 2026.
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Real‑Estate Crowdfunding Hits New High
According to the latest figures published by Bank Al‑Maghrib (BAM), crowdfunding dedicated to housing – primarily through Mourabaha contracts, including pre‑recorded margins – rose to DH31.5 bn by the end of June 2026. This represents a 16.7 % year‑on‑year increase from DH27 bn recorded a year earlier.
Lending Conditions Ease
Bank data for the first quarter of 2026 show that Moroccan banks have softened their credit‑granting criteria for both mortgage and consumer loans. The demand for housing credit dipped slightly, while consumer‑credit applications remained flat.
Current Interest Rates
- Mortgage loans (Q2 2026): 4.53 %
- Consumer credit (Q2 2026): 6.81 %
These figures underline a more accommodative banking environment, which, combined with the surge in crowdfunding, suggests a strengthening of the Moroccan real‑estate financing sector.