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Cash Plus Posts 14% Revenue Surge in 2025 and 13% Rise in Transaction Volume
Cash Plus continues its strong expansion, posting a 14 % rise in revenue for the full‑year 2025 and a 13 % increase in total transaction volume. The network grew to 5,200 branches – a 12 % jump – while digital offerings expanded with new payment solutions such as PayPal. The bank also supported the government’s livestock‑aid program, distributing subsidies to eligible clients. Net Banking Income (PNB) hit MAD 222 million in Q4 2025 (+19 % YoY) and MAD 863 million for the year (+14 %).
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Key Highlights for 2025
Revenue Growth: Cash Plus posted a 14 % increase in total revenue for 2025, driven by higher transaction volumes and an expanded product suite.
Transaction Volume: Total processed volume across all services reached MAD 130 billion, up 13 % year‑on‑year.
Branch Network: The group accelerated its rollout, opening 208 new branches and bringing the total to 5,200 locations as of December 31 2025 – a 12 % rise.
Digital Expansion: New digital payment solutions were introduced, most notably a partnership with PayPal, strengthening Cash Plus’s position in the digital payments ecosystem.
Government Support Programme: Cash Plus played an active role in the Moroccan government’s livestock‑aid initiative, ensuring the distribution of subsidies to eligible customers.
Net Banking Income (PNB): PNB reached MAD 222 million in Q4 2025 (+19 % YoY) and MAD 863 million for the full year (+14 %).
Breakdown by Business Segment
- Money Transfer: Revenue grew 11 % in 2025, generating MAD 940 million in commissions, primarily from a surge in domestic transfers.
- Payment Accounts: Commissions jumped 32 % to MAD 275 million, reflecting strong adoption of newly launched payment products.
- Consolidated Commissions: Total commissions for the year amounted to MAD 1.215 billion, a 15 % increase.
- Proximity Services: Revenue from retail‑focused services rose 7 % to MAD 569 million, underscoring the importance of local branches for customers.
Investments and Social Impact
Investments to reinforce territorial coverage and technology infrastructure reached MAD 47 million by year‑end.
There were no changes to the group’s consolidation scope in Q4 2025.
Social net banking income (PNB social) stood at MAD 693 million at the close of 2025.