
Stocks Market
Eqdom Reports 9.3% Net Banking Income Growth in 2025 Driven by Auto Financing
Eqdom continued the strong momentum it set at the start of the year, delivering a 9.3% rise in Net Banking Income (NBI) for the full year 2025. The growth was underpinned by a 22% increase in net production and a robust expansion of the consumer loan portfolio, particularly in auto financing. The bank’s total loan book reached MAD 11.376 billion, while total assets grew to MAD 6.041 billion, reflecting an aggressive yet prudent expansion strategy. Eqdom also highlighted its ongoing digital transformation, new strategic partnerships, and rigorous risk‑management framework as pillars for sustained growth.
Listen to this article
Unlock audio versions of premium articles and more with a Pro subscription.
Key 2025 Financial Highlights
Net Production: MAD 3.436 billion, up 22% (+MAD 628 billion) versus Q4 2024.
Gross Loan Portfolio: MAD 11.376 billion at year‑end, an 11% increase driven by the expansion of auto‑finance.
Net Banking Income (NBI): Reached MAD 590 billion in December 2025, marking a 9.3% improvement over the same month last year.
Total Assets: MAD 6.041 billion, up 12% from the end of 2024, reflecting the bank’s growth activities.
Strategic Priorities Going Forward
- Accelerating digital transformation and continuously enhancing the client experience.
- Building new strategic partnerships to expand market reach.
- Implementing proactive risk and profitability monitoring.
- Maintaining strict risk control at the entry point of new credit operations.
Eqdom remains fully committed to pairing strong growth with high‑quality service and disciplined risk management, aiming to solidify its long‑term market position.
Related Articles
- Feb 28 2025 – Eqdom: NBI up 8.5 % by end‑September 2025.
- Sept 30 2025 – Eqdom: Net profit rises 3.5 % in H1 2025; rollout of 2026‑2028 strategic plan.
- May 30 2025 – Eqdom: NBI climbs 8 % as of March 31 2025.
- Mar 28 2025 – Low participation in mandatory takeover bid for Eqdom shares.